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Member Benefits |
| Secured Loan Rates |
| Credit Rating |
A+
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A
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B
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C
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D
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APR*
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APR*
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APR*
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APR*
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APR*
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| 48 Mon |
5.25
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5.75
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6.75
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9.00
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11.50
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| 60 Mon |
5.50
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6.00
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7.00
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9.25
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11.75
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| 72 Mon |
5.75
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6.25
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7.25
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9.50
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NA
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Click here to find out more!
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 Check out MEMBERS Financial Network provided by CUNA Mutual Group for investment and insurance information. If the answer is not there, send an email to one of our friendly member service representives or call us during regular business hours and we will be glad to help you.
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Home
We are Warren County's Community Credit Union. Come and join the family!Welcome to Cooper's Cave Federal Credit Union’s redesigned website. CCFCU is a not-for-profit financial cooperative that serves thousands of member-owners across the state of New York and beyond. Together, we're able to provide each other with highly competitive rates and a wide variety of services to meet the financial needs of each and every member. We pride ourselves on providing great service, community support, convenience and personal information security. CCFCU offers financial products to help you through every stage of life - from setting up your very first savings account and buying your first new car to financing your retirement home on the lake. And our people are here to make the process as easy as possible. Identity theft is a major concern of consumers today. Identity theft starts with the misuse of your personal identifying information such as your name and Social Security number, credit card numbers, address, or other financial account information. For identity thieves, this information is as good as gold. CCFCU's practice is to not disclose member personal and account information to requesting parties without member authorization. You belong to our family and we take pride in your financial well being. Note: - External links provided on this web site are for informational purposes only. By clicking, you will be leaving Cooper's Cave Federal Credit Union's web site and going to a site not maintained by Cooper's Cave Federal Credit Union. Consequently, Cooper's Cave Federal Credit Union cannot be responsible for the content of alternate sites and cannot represent you or a third party if you enter into a transaction. Privacy and security of such sites may differ from those practiced by Cooper's Cave Federal Credit Union.
- While reasonable efforts are made to include accurate and up-to-date information on this site, no representations as to the accuracy, timeliness or completeness of the information are made. In using this website you agree that its information is provided "as is" without warranty, express or implied.
Community NewsCooper's Cave Federal Credit Union has invited John Homkey, a Queensbury resident and an agent for New York Life, to be available for member questions regarding life insurance on Friday, July 24 from 2-5pm in our lobby. Members may call the credit union if they are unable to attend. |
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Hot News |
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Recent Fraud Alerts |
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May 21, 2009
Phone Phishing Alert
Cooper’s Cave Federal Credit Union is alerting members of multiple phone phishing attempts. Random members are being called by an automated software system and are being asked to enter in their private financial information due to suspicious activity or holds on their Visa Debit/ATM cards. Please do not enter or give out your information.
Cooper’s Cave Federal Credit Union would never solicit your information in this way!
These attempts to gain your information are general and impact a wide variety of financial institutions. If you receive a call from Cooper’s Cave Federal Credit Union and you are not sure of its validity, go ahead and hang up and call us directly using the contact information provided below.
If you did respond and provided any of your personal information, please contact our office immediately at 518-793-9502 so we may assist you in protecting your account.
John Jones
Manager
Cooper’s Cave Federal Credit Union
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February 10, 2009
Two Phishing scams:
1. Identity thieves posing as representatives of the Internal Revenue Service are sending spam e-mails promising government economic stimulus packages.
2. Another scam that is being used promises more information on how to get “economic stimulus grants."
CUNA Mutual alerts credit unions of this risk. Please pass this information on to all appropriate employees. If your credit union has experienced a loss, contact our Credit Union Protection Response Center at 1-800-637-2676.
Details:
Identity thieves posing as representatives of the Internal Revenue Service are sending spam e-mails promising government economic stimulus packages. The message tells the user to download an attachment that is masked as a form they must fill out and send to the IRS to receive their check. However, the document really is an identity theft tool that steals the personal information entered in the form.
Another scam being used promises more information on how to get “economic stimulus grants.” They tempt users with fake testimonials such as, “I found the grant I needed and filled out the forms and sent them in, and in about two weeks I received a check in my hand for $100,000.” It leads to a marketing-type site in which you enter personal information such as salary range, e-mail address, mailing address, and date of birth purportedly to get a free CD that shows you how to claim one of these grants. To order the CD, you must enter credit card information for the postage and handling costs. You never get the CD—only a stolen identity.
Unfortunately, the threat of fraud due to phishing attempts continues to be very active. Fraudsters are increasing in sophistication, and this type of activity shows no sign of slowing down. In these economic times, it is even more critical to continue educating members on the various ways fraudsters try to obtain their personal information for financial gain.
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 NCUA Express
A fraudulent e-mail seeking credit card information (known as a "phishing fraud") has been circulating nationwide since 2 p.m. EST today. This fraudulent phishing email appears to be from NCUA and contains a link purportedly to obtain a subscription for the NCUA Express Subscription service. When that link is used, the recipient is directed to a "clone" of the NCUA Express Service site that seeks credit card information from those to whom the phish was sent. If you receive such an email, please ignore it, as it is fraudulent. The NCUA does NOT charge for the Express Subscription service and does NOT solicit credit card information over the Internet. If you have questions or comments, please contact the NCUA Fraud Hotline at 800-827-9650 or, during off duty hours, at 703-728-0700
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